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As I know to work with internet-shops via PayPal account you should have a credit\debet bank card. It is obligatory.
I don't know how it's in your country but in mine even students who are above 14 or 16 (I'm not sure, sorry) can obtain a debet bank card. Of course not every bank will emit a bank card for such a young client but there are enough banks which do this.
So even if you fail with obtaining your own bank card you can always ask your elder friends or relatives to obtain the card for themselves.
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